ANALISIS TINGKAT KESEHATAN KOPERASI SIMPAN PINJAM DAN PEMBIAYAAN SYARIAH (Studi Kasus Pada KSPPS Mandiri Kabupaten Karanganyar)

Abstract

The purpose of this study was to determine the soundness of the Mandiri Syariah Savings and Loans and Financing Cooperative in 2018-2022 in terms of capital aspects, productive asset quality, management, efficiency, liquidity, independence and growth and identity of cooperatives based on the Ministerial Regulation. KUKM/No. 16/Per/Dep6/IV/2016 This research is a mixed type of research while the data used in this writing is qualitative data obtained from interviews and also quantitative data related to financial reports.The results of the assessment of the soundness level of KSPPS MANDIRI for 2018-2022 can be concluded as follows: 1. The quality of capital has an average score of 10.50 which is in the predicate of quite healthy. 2. the quality of earning assets obtains an average score of 14.85 so that it is categorized as unhealthy. 3. management quality obtains an average score of 11.13 so that it is categorized as quite healthy. 4. efficiency quality obtains an average score of 10.00 so that it is categorized as healthy. 5. liquidity quality obtains an average score of 7.50, so it is categorized as unhealthy. 6. the quality of independence and growth obtains an average score of 5.50 so that it is categorized as unhealthy. 7. Identity quality gets an average score of 10.00 with a healthy predicate. 8. The results of the assessment of the health level of KSPPS MANDIRI for the 2018-2022 period obtained an average score of 69.48 which can be categorized as quite healthy